We renounce 30% of your monthly membership fee and 0.45% of revenue from each of your payments with this card in country and abroad, and those funds are paid on the Paralympic Commitee of Serbia fund account. In this way we provide you with the opportunity to help the paralympic sport in Serbia by simply using the card, without additional expenses. In order to stimulate massive use of this credit card we have enabled a small fee and lower interest rates of use: annual membership fee is 1920 dinars for the basic card and 840 dinars for each additional card and it is paid in 12 monthy installments.

Other fees related to this card are available on the Banca Intesa web site within the Bank's Tariff.

Donations to the Fund can be made in person, through a singular payment at the counters of Banca Intesa or by determining the donating amount for each month you wish to give to the Fund during the activation of your Visa Classic Paralympic credit card, and we will execute this for you through the standing order.

Advantages of Banca Intesa Visa Classic Paralympic donor credit card usage

Payment in installments with no interest in more than 4.000 stores across the country with which the bank has contractual business cooperation. The total amount of the transaction is divided into equal monthly installments and as such is entirely free of interest. The number of installments is agreed upon with the merchant (maximum of 12), and the first payment is due immediately.

Free Europ Assistance card, enabling you health insurance with assistance while travelling abroad.

Revolving credit – Settle the minimum monthly obligation in the amount of 5% of total spending from the previous period, while the interest is calculated on the rest of the debt. The minimum amount of 5% is charged on all transactions, as well as interest and all fees. The debt amount in dinars includes a fixed interest rate in the amount of 19.86% per annum (effective interest rate on an annual basis from 21.31%), while the amount of debt in euros includes a fixed interest rate in the amount of 12.87% per annum (effective interest rate on an annual basis from 14.34%). The compound method is used for interest calculation.

Consumption executed domestically is calculated in dinars, while consumption abroad is calculated in euros. Due date for the settlement of the minimum monthly obligations falls on the 10th of the month. Obligations can be settled via Banca Intesa On-line service, Intesa Mobi service, standing order, payment at the Banca Intesa counter and the counters of other banks and post offices. If you prefer, you can pay an amount greater than the minimum monthly obligations or pay the total amount of liabilities.

Minimum Monthly Obligation Calculation Example

1. Identity card

2. On the day of the card takeover:

• Employed: the Salary Certificate with the salary amount
• Self-employed: the Income Tax Clearance Certificate with the tax base, photocopy of the Income Tax Decision (original for consideration)
• Pensioners: the last pension check.
• In order to confirm your personal data you should bring health-insurance card, passport or driving licence.
• In order to confirm your place of residence you need one of the last month’s bills for: electricity, telephone or utilities.