Month by month savings
Sometimes it is hard to resist buying, but there are purchases you can simply give up and save money. The easiest way to do so is to set aside money just after you have receive the salary and your Bank is here to help you with it. Reveal the Month by month savings and set the date and amount that you want the Bank to transfer from your current account onto your savings account, with no need to go to the branch.
A new type of Month by month Savings enables you to save:
- In dinars for 12 months period
- In euros for 12, 24, 36, 48 and 60 months period
- Minimum monthly payment is RSD 2.000 or EUR 20
- Attractive interest rate after 10 payments made on an annual basis*
Why Month by month savings?
- It enables you to start saving with minimum money set aside
- You are the one to determine the amount of monthly payment as it suits you
- You choose when during a month your funds will be transferred from the current account to the Month by months Savings account
- If you want to save more than specified in the previous month, there is an option to make additional cash payment
You don’t need to waste time going to the Bank
You think the savings is not for you? Visit us and learn to save on trifles starting from today.
*For each year of depositing, the contracted interest rate is calculated on entire funds in case of 10 or more payments made within the year in the defined amount when opening deposit file, if not, interest rate on demand deposit is calculated as well as when the client disposes of funds before the expiration of the time period.
| Type of deposit | Time deposits with regular monthly payments in the amount which the depositor selected when opening the account | ||||
| Currency | EUR | ||||
| Indexing criteria | None | ||||
| Amount received as deposit | minimum amount of monthly payment - EUR 20 | ||||
| Period of time deposit is accepted for (months) | 12 | 24 | 36 | 48 | 60 |
Interest rate (on annual level, fixed) | 1,25% | 1,55% | 1,80% | 1,85% | 1,85% |
EIR (on annual level) | 1,06% | 1,32% | 1,53% | 1,57% | 1,57% |
| Costs to be borne by the user are known at the moment of publication and are included in the calculation of effective interest rate | |||||
| Tax liability - 15,00% | |||||
| Costs to be borne by the user that are not known at the moment of publication | |||||
| No additional costs The Bank participates in the system of mandatory insurance of deposit in the Republic of Serbia | |||||
| Type of deposit | Time deposit with regular monthly payments in the amount specified by the depositor when opening the file account |
| Currency | EUR |
| Indexing criteria | None |
| Amount received as the deposit by the bank | 50 EUR |
| Period deposit is accepted for by the bank | 60 months |
| Total savings upon the end of period of fix deposit enlarged for interest rate | 3.122,57 EUR |
Interest rate (on annual level, fixed) | 1,85% |
EIR On annual level | 1,58% |
| Costs to be borne by the user are known at the moment of publication and are included in the calculation of effective interest rate | |
| Tax liability - 15,00% | 21,63 EUR |
Other calculations related to the product can be taken at any Bank’s branches.
| Type of deposit | Time deposits with regular monthly payments in the amount which the depositor selected when opening the account |
| Currency | RSD |
| Indexing criteria | none |
| Amount received as deposit | minimum amount of monthly payment RSD 2.000 |
| Period of time deposit is accepted for | 12 months |
Interest rate (on annual level, fixed) | 5,00% |
EIR On annual level | 5,00% |
| Costs to be borne by the user are known at the moment of publication and are included in the calculation of effective interest rate | |
| No additional costs | |
| Costs to be borne by the user are known at the moment of publication | |
| No additional costs The bank participates in the system of obligatory insurance of deposit at the Republic of Serbia | |
| Type of deposit | Time deposit with regular monthly payments in the amount specified by the depositor when opening the file account |
| Currency | RSD |
| Indexing criteria | None |
| Amount received as deposit | 2.000 RSD |
| Period of time deposit is accepted for | 12 months |
| Total savings upon the end of period of fix deposit enlarged for interest rate | 24.645,40 RSD |
Interest rate (on annual level, fixed) | 5,00% |
EIR (On annual level) | 5,00% |
| Costs to be borne by the user are known at the moment of publication and are included in the calculation of effective interest rate | |
| No additional costs | |
Other calculations related to the product can be taken at any Bank’s branches.