Savings in dinars
You can save money in our Bank at favorable interest rates, with special facilities for savings in dinars. We are here to provide you with all necessary information about how to manage your savings and to give answer to all your questions related to savings. Our staff will find the best solution for you and give professional advice on how money can earn money.
Opening RSD account and RSD savings account is free of charge.
For RSD time deposit funds you can open deposit accounts with an option of:
- Savings with a possibility of time re-depositing funds at an interest rate valid at the moment of time re-depositing
- Savings with a possibility of funds transfer onto a demand deposit account upon the end of the fixed time savings (without time re-depositing
| Type of deposit | RSD deposit |
| Type of currency used for deposit | RSD |
| Indexing criteria | No indexing criteria |
| Amount received as deposit | - minimum amount of funds is not limited for demand deposits - minimum amount of funds for fixed time deposits is RSD 10,000 |
| Demand deposit | 1 month | 3 months | 6 months | 12 months | |
| Interest rate (annually, fixed) | 0,00% | 3% | 4% | 4,50% | 5% |
| EIR On an annual level | 0,00% | 3% | 4% | 4,50% | 5% |
| Costs to be borne by the user are known at the moment of publication and are included in the calculation of effective interest rate |
| No additional costs |
| Costs to be borne by the user that are not known at the moment of publication |
| No additional costs |
Example
| Type of deposit | RSD deposit |
| Type of currency used for deposit | RSD |
| Indexing criteria | No indexing criteria |
| Amount received as deposit | 10.000 RSD |
| Time deposit period | 3 months | 6 months | 12 months | ||
| Total savings upon the end of period of fix deposit enlarged for interest rate | 10.099,35 RSD | 10.223,14 RSD | 10,500.72 RSD | ||
| Interest rate (annually, fixed) | 4% | 4,5% | 5% | ||
| EIR on annual level | 4% | 4,5% | 5% |
| Costs to be borne by the user are known at the moment of publication and are included in the calculation of effective interest rate |
| No additional costs |
The accounting for another deadlines and amounts can be obtained at any other bank branch office
The Bank participates in the system of mandatory insurance of deposit in the Republic of Serbia
- Agencija za osiguranje depozita
